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Terms of Use

Last updated: August 2026

Acceptance of Terms

By accessing and using this website and enrolling in services provided by buonusment, you accept and agree to be bound by these terms of use. If you do not agree to these terms, please do not use our website or services.

Educational Services

Programme Enrollment

When you enroll in one of our educational programmes, you enter into a contract with buonusment. Programme details, including duration, pricing, and content, are provided on our website and confirmed upon enrollment.

Payment Terms

Payment for programmes is required before programme commencement unless alternative arrangements have been agreed in writing. Prices are stated in GBP and include applicable taxes. Payment confirms your enrollment and reserves your place in the selected programme.

Cancellation and Refunds

You may cancel your enrollment up to 14 days before the programme start date for a full refund. Cancellations made less than 14 days before commencement are subject to a 50% cancellation fee. No refunds are provided after the programme has commenced, except in exceptional circumstances at our discretion.

Programme Changes

We reserve the right to modify programme schedules, content, or instructors when necessary. We will notify enrolled participants of significant changes as soon as practicable. If changes substantially alter the programme, you may cancel for a full refund.

Website Use

Permitted Use

You may use this website for lawful purposes related to learning about and enrolling in our educational services. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the website or related systems
  • Transmit any harmful code, viruses, or malicious software
  • Collect or harvest personal information about other users
  • Use automated systems to access the website without permission

Intellectual Property

All content on this website, including text, graphics, logos, and educational materials, is the property of buonusment and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

Educational Content Disclaimer

The educational programmes and information provided by buonusment are designed to enhance financial knowledge and decision-making skills. However:

  • Our programmes do not constitute professional financial, investment, or legal advice
  • Individual results depend on personal circumstances and application of learned principles
  • We recommend consulting qualified professionals for specific financial decisions
  • Past performance or examples discussed do not guarantee future results
  • Economic and market conditions change; strategies discussed should be evaluated in current context

Limitation of Liability

To the fullest extent permitted by law, buonusment shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim arising from these terms or our services shall not exceed the amount you paid for the specific programme giving rise to the claim.

User Conduct in Programmes

Participants in our programmes are expected to:

  • Treat instructors and fellow participants with respect
  • Arrive punctually for scheduled sessions
  • Not disrupt learning activities
  • Respect the confidentiality of other participants' personal information shared during sessions

We reserve the right to remove participants who violate these conduct standards without refund.

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy and GDPR Compliance statement. By using our services, you consent to such processing in accordance with those policies.

Third-Party Links

Our website may contain links to third-party websites for reference or informational purposes. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access such sites at your own risk.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding website availability, accuracy of information, or fitness for particular purposes. We do not guarantee uninterrupted or error-free website operation.

Indemnification

You agree to indemnify and hold buonusment harmless from any claims, damages, losses, or expenses arising from your violation of these terms or misuse of our website or services.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of our website or services after changes constitutes acceptance of the modified terms.

Contact Information

If you have questions about these terms of use, please contact us using the information provided on our contact page.

buonusment

Empowering financial literacy across generations in Cardiff since 2018.

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45 Cathedral Road
Cardiff CF11 9HE
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